Real Money Talk at Cooperative University: Final Year Students Learn Smart Debt and Financial Survival

Date:

Saturday marked Day 2 of the ongoing Campus Forums at The Cooperative University of Kenya, where final year students gathered for candid conversations about life after graduation.

The session shifted from career readiness to financial intelligence, focusing on the real money decisions young professionals face once they enter the workforce.

Students engaged in discussions on the difference between good debt and bad debt, learning how borrowing can either build financial stability or trap individuals in long term financial pressure depending on how it is used.

The forum also addressed the growing reality of “Black Tax,” the financial responsibility many young graduates carry as they support extended family members while trying to build their own lives.

Speakers emphasized the importance of planning early, understanding financial priorities, and building sustainable habits that allow graduates to grow without burning out under financial obligations.

The message to students was simple but powerful.

Plan for every stage of life.

Build smart so you can live smart.

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